Apr 26

FHA Loans Become More Affordable as the FHA Reduces Mortgage Insurance Premiums

Costa Mesa, CA (PRWEB) January 29, 2015

In April 2013, the FHA increased the monthly mortgage insurance from .55 to 1.35 to help offset the insolvency of the agency. Since then the FHA is not solvent again and is taking proactive step to help keep the affordability of new homebuyers. They are decreasing back to .80 but still higher than the previous .55. FHA Approved Lenders such as Secure One Capital, will continue to have strong underwriting criterion, ensuring that new FHA loans will be made to eligible borrowers.

U.S. Housing and Urban Development Secretary Juli

Apr 24

Law Firm Launches New Website To Assist Veterans With Disability Benefits

Palm Beach Gardens, Florida (PRWEB) February 18, 2015

Physical and psychiatric medical conditions related to military service include: exposure to Agent Orange, knee problems, loss of hearing, vision or limb(s), military sexual trauma, post-traumatic stress disorder (PTSD), spinal arthritis, spinal cord injury, substance abuse disorder and traumatic brain injury (TBI).

The firm and the new website are committed to helping these brave individuals navigate the complexities of applying for and appealing denial of veterans benefits or disability rating.

The dedicated legal team at Gordon & Doner and the resources at InjuredVeterans.com, led by attorney Adam Werner, handle all federal veteran benefit matters. The group can assist with claims in all 50 U.S. states, particularly those who have been denied benefits. Veterans logging on to InjuredVeterans.com can search state-by-state for an overview of the benefits he or she may be eligible for in their state of residence, from disability benefits to survivor benefits, health care, home loans, life insurance, retirement benefits and pensions, and vocational rehabilitation and unemployment benefits.

The men and women who sacrificed for our country served not for the recognition but to guard and protect the freedoms that we, as Americans, enjoy, said Werner. It is my lifes work to make sure that our brave soldiers get the compensation that theyve earned and deserve.

The website allows visitors to meet the team through biographies and photos, and learn about the history of veterans benefits and the evolution of what is now the Department of Veterans Affairs (VA), the types of benefits available, and qualifying and applying for benefits. There is a section about Social Security Disability Insurance, including eligibility requirements and the criteria that need to be met.

The comprehensive site also features compensation charts that share recent rates for Veterans Compensation Benefits, Special Monthly Compensation (SMC), Dependency and Indemnity Compensation (DIC) and Parents DIC.

Additionally, a host of lifestyle articles can also be found, covering topics that relate to fitness, health and nutrition, careers, finances and relationships, as well as news that would be of particular interest to veterans.

InjuredVeterans.com provides visiting veterans with a free case evaluation form and toll-free phone number so that they can personally speak to a team member about their particular situation. Privacy is 100 percent guaranteed, and no information is shared.

Adam Werner, an experienced litigator, is a member of the National Organization of Veterans Advocates (NOVA), the American Bar Association and Florida Justice Association. He received his undergraduate degree from the University of Florida and his law degree from Nova Southeastern University. Prior to going into civil practice, Werner handled criminal prosecutions in the State Attorneys Office. He serves on the boards of the Safe Kids Coalition and the Young Lawyers Association of the Palm Beach County Justice Association. When not working, Werner enjoys spending time with his family, running and competing in triathlons.

Injured Veterans, a division of Gordon & Doner, is located at 4114 Northlake Boulevard in Palm Beach Gardens, Florida. The firm does not charge a fee unless new or increased benefits are realized. You can reach them at (888) 500-0000 or http://injuredveterans.com

Apr 21

First Global Credit Adds Bitcoin to Fiat Currency Switch Service to Existing Bitcoin as Stock Trading Collateral Service

Geneva, Switzerland (PRWEB) February 16, 2015

Downward moves in the price of Bitcoin doesnt have to cause big losses to those bullish on the digital currency. At least not for customers of First Global Credits Bitcoin as collateral stock trading services who now have the option of using their new Currency Switch Service to move that collateral into one of four Fiat currencies (USD, EUR, GBP of CHF.) This means shrewd investors can hold onto their profitable stock market trades while moving their margin capital into fiat currency, buying back their Bitcoins at a more advantageous price later on.

First Global Credit clients are really using the value of their Bitcoins in 2 ways at the same time, maximizing the assets potential. The stock or commodity positions the customer holds do not need to be closed to perform the Currency Switch; the existing trades will just now be secured by the Fiat currency in the account instead of Bitcoins. When the trader feels the moment is right they can switch back into Bitcoins at the current rate. A modest transaction commission of 0.1 percent is charged if the trader is a price maker; placing an offer above the market or a bid below the market, or 0.2% if the order is at market, wherever the market is currently trading.

Bitcoins price has recently been subject to substantial volatility and has at times in the last few weeks lost or gained as much as 20% of its value in a single day. This can expose those holding Bitcoins to considerable risk if they can’t divest themselves quickly enough to protect their portfolios value.

The Currency Switch Service provides a benefit over other Bitcoin Exchanges by allowing our customers to actively trade both stocks and Bitcoin movements with the same collateral, doubling their opportunities and increasing the potential for portfolio growth, stated Marcie Terman, Communications Director at First Global Credit. This service supports both customers that want to enhance their returns and customers that are concerned about short term exposure to Bitcoins price fluctuations.

About First Global Credit

First Global Credit is the worlds first Finance Company 100% focused on digital currency products. The company has been founded by financial service professionals with 35 years collective industry experience. The objective, to help our customers maximize the potential derived from their investment in the digital currency markets. To deliver those services with a stability and reliability not generally found in digital currency focused companies. We are committed to assisting our customers achieve their economic objectives and to do this our systems have been built using enterprise level technology and security. Our processes are designed to assure the privacy of our customers alongside the security of their assets. The company is committed to developing a stable and secure digital currency capital market; to provide an environment which will prove fairer, more accessible, and less costly for the public to transact business than existing banks and financial institutions.

Apr 19

Burdette & Rice Announces that Texas Estate and Trust Litigation Attorney, Mark R. Caldwell, is Board Certified in Estate Planning and Probate

Austin, TX (PRWEB) January 28, 2015

Burdette & Rice is proud to announce that Mark R. Caldwell, one of the firms top-rated Dallas, Texas, probate and estate litigation attorneys, has earned the designation of “Board Certified in Estate Planning and Probate” from the State Bar of Texas. Only a small percentage of attorneys ever earn this distinct designation, which is given only to those qualified, experienced attorneys who have also passed a rigorous written examination.

“Mark travelled to Austin, Texas, on October 20, 2014, to complete the day-long written examination,” explained Elliott Burdette, Managing Director of Probate Litigation at Burdette and Rice. He was required to demonstrate a high degree of proficiency in Trust and Estate Litigation, Probate and Estate Planning. Our firm is proud of Mark, his dedication and zealous advocacy he brings to each client he represents.

For more information on Mr. Caldwell, please visit http://www.dallasprobateattorneys.com/mark-r-caldwell/. Parties interested in learning more about probate and estate litigation services provided by Burdette & Rice should call the firm at 972-991-7700 or use the Web form to send an email inquiry.

More on Mark R. Caldwell, a Top Texas Probate and Estate Litigation Attorney

Mark R. Caldwell is a recognized expert lawyer throughout Texas in areas of trust, probate, and estate litigation, having earned his law degree from the New England School of Law in Boston, Massachusetts, in 2005, before returning to Dallas, Texas, to practice law. Among Marks public speaking and publications are the following. He co-authored Properly Performing Annual Accounts in Guardianships and Management Trusts Where One or Both Spouses are Incompetent, Real Estate, Probate, & Trust Law Reporter, Volume 52, No. 4 (2014), and wrote Winning the Battle and the War; A RemediesCentered Approach to Litigation Involving Durable Powers of Attorneys, 64 Bay. L. Rev. 435 (Spring 2012). Interested parties are referred to the website to read a full list of Marks publications and speaking experience.

Beyond his technical knowledge, Mark enjoys the investigatory aspects of estate and trust litigation, including reviewing and analyzing medical, financial, and suspicious property records and transactions. Mark is committed to developing and maintaining strong, personal relationships with his clients throughout Texas. He endeavors to offer smart, pragmatic and cost-effective legal advice. Mark believes that the strongest winning position is one that is simple, direct, and understandable and he realizes that estate and guardianship litigation often involves substantial damage to family relationships. While he strives to advocate strong, aggressive positions for clients, Mark also strives to resolve disputes in an ethical and reasonable manner that, if desired, do not preclude the opportunity for reconciliation.

About Burdette & Rice, PLLC

Burdette & Rice, PLLC is a top Dallas probate law firm, with lawyers dedicated to listening to their clients, being fully present to them, and advocating their clients positions in the simplest and most persuasive way possible. The law firm employs some of the top probate and estate lawyers in Dallas, Texas. Clients come to Burdette & Rice to contest a will in Texas, work on complex inheritance litigation and disputes, and to litigate disputes over powers of attorney, guardianship and trustee issues all based on Texas law.

Burdette & Rice, PLLC

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Apr 16

Yahoo Finance Names Thomas Exchange Global Ltd. as a Top Exchange Rate Provider for London Travel

London, UK (PRWEB UK) 11 February 2015

Thomas Exchange Global Ltd. was named as a top competitive exchange rate provider by Yahoo Finance early last month for Britons looking to exchange Pounds for Euros during the spring travel season.

Featured in the Yahoo Finance article Where to get the most euros for your money in 2015 (January 5, 2015), writer Lana Clements identified Thomas Exchange Global Ltd. as a competitive option to buy travel money in London.

We are very proud that Yahoo Finance endorsed our fantastic rates that we provide to our customers, said Trevor Samuel, Marketing Manager of BestForeignExchange.com, an entity of Thomas Exchange Global. We strive to provide travellers with the best service possible so they can avoid paying high bank charges while they are enjoying their holiday.

Clements suggests avoiding big-name companies and instead selecting specialist providers for the best exchange rates. Samuel believes that Thomas Exchange Global Ltd is different from many providers because it maintains a transparent policy in pricing and does not charge any commission on travel money.

All service providers levy various charges on bank cards and just as Lana Clements cites in the article, often holiday travellers are unaware of the charges they endure until they receive their monthly statement from their bank; by which point it is too late, said Samuel. It is our policy to provide the best deals and most accurate information to our travellers so they are always aware of how much they are spending on travel money. In conjunction with this policy we have decided not to add travel money cards to our product range.

About Thomas Exchange Global

As dedicated foreign exchange specialists, Thomas Exchange Global has the professional expertise, in depth market knowledge, technological infrastructure and commitment to provide an unprecedented level of service that sets the standard in the foreign exchange industry. They are specialists in all areas of foreign exchange. They provide commission free currency as well as travellers cheques.

Thomas Exchange Global also offers International Money Transfer Service where funds can be remitted to overseas bank accounts within 1 to 2 days. With commission free service for transfers over

Apr 14

CarChat24 Presented with 2014 DrivingSales Dealer Satisfaction Award

Palm Harbor, Florida (PRWEB) January 27, 2015

CarChat24 – 24/7 Fully Staffed Chat & Advanced Dealer Chat Software is the recipient of a Top Rated Chat Product award in the sixth annual DrivingSales Dealer Satisfaction Awards, presented at a special event in conjunction with the 2015 National Automobile Dealers Association (NADA) Convention & Expo.

We are extremely proud to accept this fourth award and we are very grateful to our dealers who took the time to rate us on DrivingSales.com, said CarChat24 President and CEO, Shereef Moawad, who started the industry-leading dealer live chat software and support company eight years ago to help auto dealers generate more quality sales leads through their websites. The real winners are our dealers, who not only appreciate the value of a quality live chat product, but trust us to help them sell more cars.

He explained that his extensive dealer sales management experience taught him the value of an effective chat product and he is determined to provide his dealer clients with the best cutting-edge web technologies and expertise. Effectively managed dealer live chat is hands-down the best way for dealerships to increase volume and profit by starting the sales process the moment a visitor lands on their website, and we are proud that our efforts at CarChat24 to create a proven live chat solution and provide a world-class dealership chat support service led to this coveted award, Moawad continued.

We congratulate CarChat24 on winning a Top Rated Chat Product Award and for being recognized by its dealer customers for high levels of excellence and customer satisfaction, said DrivingSales CEO and Founder Jared Hamilton For six years, and through over 21,000 validated reviews, DrivingSales Vendor Ratings has helped dealers make smarter, more informed decisions, leading them to outstanding service providers such as CarChat24 – 24/7 Fully Staffed Chat & Advanced Dealer Chat Software.

The DrivingSales Dealer Satisfaction Awards are based on cumulative ratings tallied and verified over the calendar year (January December) at DrivingSales.com Vendor Ratings. DrivingSales.com Vendor Ratings is the industrys only neutral, comprehensive vendor rating forum featuring real-time peer reviews and honest competitor comparisons, and provides dealerships with important information from actual customers who have hands-on experience using vendor products / solutions in their stores. Each rating is verified as coming from an actual dealership employee.

Full award results are available online at http://dealersatisfactionawards.com/. Award winners are showcased in the Q1 2015 issue of DrivingSales DealerExec which, in addition to being distributed at the 2015 NADA Convention and Expo, is delivered to every new car dealership nationwide, as well as to more than 2,000 of the top used car dealers in the U.S. For more information on DealerExec, please visit: dealerexecmag.com.

CarChat24 previously received a Top Rated award in the Chat Products category in the 2nd, 4th, and 5th annual DrivingSales Dealer Satisfaction Awards, announced at NADA 2011, 2013, and 2014.

About CarChat24.com ( http://www.carchat24.com )

CarChat24 provides 24/7 hosted Live Chat Support & Dealer Chat Software for new and used car dealership websites. CarChat24 helps dealers sell more vehicles by converting a higher percentage of their website visitors into quality leads. Since 2007, CarChat24 has been helping car dealers improve their sales and customer service on the Internet. Our mission is to empower car dealers with cutting edge live chat technology, and provide the professional staff and superior processes needed to obtain the best possible results. We are committed to helping our clients get the best return on investment from their websites. We strive to make our support service the very best and are always looking for innovative ways to give our dealers the edge over their competition.

For more information visit http://www.carchat24.com or call 1-800-510-7567

About DrivingSales

DrivingSales enables automotive dealers, manufacturers and vendors to learn, connect, innovate, and prosper in a rapidly changing retail environment. DrivingSales operates three business units: DrivingSales Media, which comprises DrivingSales.com, DSNews.com, the largest news, information and community hub in Automotive Retail, and several of the industrys best regarded conferences, including the DrivingSales Executive Summit and DrivingSales Presidents Club; DrivingSales University, the leading provider of automotive retail education content and certification programs, and DrivingSales Data, the industrys largest cross-channel data analytics platform.

Founded by a third-generation car dealer in 2008, today DrivingSales is utilized by over 60% of franchised dealerships in North America as a resource to improve their business performance.

Apr 07

Brigitte Knowles: A Voice Against Date Crime

FORT LAUDERDALE, Fla. (PRWEB) January 28, 2015

Even the most financially stable and educated women can fall victim to local and international date-related financial crime, leaving them in severe debt and feeling powerless.

Brigitte Knowles new book, The One That Got Away, is based on her real-life experience as the victim of Romeo crime, an under-reported type of crime in which a financial predator steals wealth from a woman by staging a love relationship. The woman is left with destroyed financial security as well as emotional, physical, and mental damage. Knowles book highlights the importance of recognizing Romeo crime and speaking out to help prevent it from happening to other women.

If this could happen to me, an educated woman who works in the financial business, it could happen to any woman, Knowles said.

Knowles is a financial security advisor and former deputy mayor of one of the largest cities in North America. Her knowledge and experience should have protected her, yet she became a victim of Romeo crime and lost nearly everything. In serious debt and receiving no help from law enforcement at any level, she decided to write The One That Got Away. Knowles uses personal experience as the basis of this book, pointing out that women most affected are mature women newly on their own, whether widowed or divorced, and in charge of their healthy finances for the first time.

I want to educate the population of women who are potential targets for male psychopaths and sociopaths who are financial predators, Knowles said. Women should learn how to protect their hard-earned wealth against Romeo crimes. Law enforcement should be ready, willing, and able to adequately prosecute and convict these felons.

The One That Got Away

By: Brigitte Knowles

ISBN: 978-1-4917-3099-7

Available in softcover

Available at iUniverse, Amazon and Barnes and Noble

About the author

Brigitte Knowles works as a financial security advisor and mutual funds representative. She is also a retired politician and legislator who led the way for child support reform in Canada. She started a charity to help children of divorce and belongs to the National Association of Professional Women.

# # #


For review copies or interview requests, contact:

Jaymie Shook



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Apr 04

West Jefferson Only Louisiana Hospital Chosen by American College of Cardiology for Patient Navigator Program

MARRERO, LA (PRWEB) January 13, 2015

West Jefferson Medical Center (WJMC) in New Orleans is the only hospital in Louisiana chosen by The American College of Cardiology (ACC) as part of a pioneering team approach to keep patients healthy and at home following admission for heart attack or heart failure. The 35 hospitals selected nationwide are the first participants in the ACC Patient Navigator Program, which is the first program of its kind in cardiology and supports national efforts to reduce unnecessary patient readmissions.

West Jefferson is very pleased and excited to have been chosen for the ACC Patient Navigator program. Through this partnership, we look forward to enhancing our current processes and forging new ones that will allow us to improve the quality of care we deliver to our patients, said Monica Bologna, Vice President of Service Line Development at West Jefferson Medical Center.

Nearly one in five Medicare patients hospitalized with heart attack and one in four Medicare patients hospitalized with heart failure are readmitted within 30 days of discharge, often for conditions seemingly unrelated to their original diagnosis. Readmissions can be related to issues related to stresses of the initial hospitalization, patient fragility at time of discharge, a lack of understanding of discharge instructions, and the inability to carry out discharge instructions.

The Patient Navigator Program is a unique collaboration between the cardiovascular care team, patients, and families to manage the stress of hospitalization for complex conditions in a way that allows patients to return home, remain healthy, and avoid the need for readmission whenever possible, said ACC President Patrick T. OGara, M.D., FACC. West Jeffersons program coincides with national initiatives to reduce readmission rates for patients with cardiovascular conditions. More importantly, it will directly benefit patients and their families.

As of Oct. 1, the Centers for Medicare and Medicaid Services increased penalties for hospitals with excessive 30-day readmission rates for heart attack, heart failure, and three other non-cardiac conditions to a maximum of three percent of related CMS reimbursements. Penalties were implemented beginning in 2012 and maximum penalties have increased annually by one percentage point.

After an initial implementation and assessment period, hospitals in the Patient Navigator Program will implement a variety of evidence-based processes to help their patients avoid readmission. Processes can include scheduling seven-day follow up appointments and discussing and providing the patient with documentation of their treatment regimen, all prescribed medications, and community resources. Established programs will serve as models that can be implemented in other hospitals as the initiative grows. AstraZeneca is the founding sponsor of the ACC Patient Navigator Program.

Founded in 1956, West Jefferson Medical Center (WJMC) is a community hospital located in Marrero, LA, just 10 minutes from downtown New Orleans. As a full-service medical center, WJMC offers comprehensive programs for preventive, emergency, acute, and rehabilitative care with a medical staff of more than 400 physicians and a complement of 1,900 employees and many volunteers. WJMC serves a community of more than 180,000 people. To meet the community needs, West Jefferson Medical Center Physician Services include both primary care and specialty clinics located across the West Bank of Jefferson Parish. The medical center has earned awards for clinical excellence across many of its subspecialties.